Best cars for less than £300 per month

Buying a car on a PCP finance deal could allow you to drive a more prestigious model by spreading the cost. Here we've picked our top 10 new car deals for less than £300 per month...

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Darren Moss
28 Jun 2018 07:00 | Last updated: 14 Jun 2018 00:03

The most common way to buy a new car in the UK is through a PCP finance deal. This type of deal allows you to buy a car for around the same price as a three-year-old one, because you're financing only a fraction of its total price.

If you have a monthly budget of around £300 for your next car, you've got plenty of choice in the market. The cars available at this price point include premium hatchbacks, small SUVs and even sports cars.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance (if applicable). All are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help.

10. Vauxhall Astra 1.6 CDTi 16V SRi

Target price cost per month: £297 Target price (on the road): £17,977 The deal: 3 years PCP finance with 5.9% APR and a finance contribution of £2500

Best cars for less than £300 per month

The Astra undercuts the rival Volkswagen Golf by a big margin once discounts are taken into consideration, and it's competitive against the significantly older Ford Focus. This diesel model should suit you well if you do a lot of motorway miles.

Read our full Vauxhall Astra review

Find a great Vauxhall Astra deal


9. Volkswagen Tiguan 2.0 TDI BMT 150 S

Target price cost per month: £294 Target price (on the road): 22,801 The deal: 3 years PCP finance with 5.4% APR and a finance contribution of £2000

Best cars for less than £300 per month

Underneath, the Tiguan is near-identical to the Seat Ateca, and while it's that car that we prefer, there's still plenty to like about Volkswagen's Nissan Qashqai rival. For starters, it's good to drive and has an upmarket interior that, even in S form, features air conditioning, electric windows and a touchscreen infotainment system with Bluetooth. This 2.0-litre diesel engine is our pick of the range, too.

Read our full Volkswagen Tiguan review

Find a great Volkswagen Tiguan deal


8. Skoda Octavia Estate 1.4 TSI SE L DSG

Target price cost per month: £227 Target price (on the road): £18,505 The deal: 3 years PCP finance with 6.5% APR and a finance contribution of £3000

Best cars for less than £300 per month

Few cars can match the Skoda Octavia Estate for outright space, but the car's party trick is mixing that space with a generously equipped interior, great value for money and a range of economical engines. This turbocharged 1.4-litre petrol engine is our recommended choice, and on this model you get an automatic gearbox to go with it.

Read our full Skoda Octavia Estate review

Find a great Skoda Octavia Estate deal

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